Hilal H. Nuha. “Multi-Layered Social Engineering Defense Frameworks for High-Trust Financial Service Environments”. International Journal of Advanced Research in Cyber Security 7, no. 1 (January 8, 2026): 7–11. Accessed February 4, 2026. https://ijarc.com/index.php/journal/article/view/IJARC.07.01.002.